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ENROLL IN MEDICARE
Are you ready to enroll? Many insurance companies allow you to enroll online, but will require only licensed agents to assist in the enrollment process
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EXPLORE YOUR MEDICARE OPTIONS...
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WELCOME TO ONLINE ENROLLMENT
Before you enroll, we always suggest talking to a licensed Medicare Agent. This FREE service HELPS you in the process of selecting the plan that best meets your needs, ensures that your doctor accepts the plan and provides for a smooth enrollment process.
For a Stand Alone Prescription Drug Plan you will need to call us...
Birdseye Financial (360) 722-7889 |
HOW TO ENROLL...
Please click the name of the insurance company after choosing between an ADVANTAGE Plan or a SUPPLEMENT Plan. Most insurance companies allow you to directly apply for insurance and will automatically assign us as your agent to assist you in the future. However, some Insurance Companies require the agents to initiate or complete the application for you. In addition, if your looking to enroll into a MEDICARE DRUG PLAN, we will need to complete the application for you as well.
Advantage Plans |
Supplement Plans |
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NEED HELP?
We are always here to service you with your needs. If you need our help to complete the application on your behalf, please give us a call. You may choose to complete our MEDICARE CLIENT PROFILE or simply just call us at (360) 722-7889 |
Medicare Enrollment Periods
There are specific times when you can join, change, or drop a Medicare plan. In other words, you are not allowed to enroll or disenroll whenever you want. Here are the five Medicare enrollment periods:
1. Initial Enrollment Period
This is when you first become eligible for Medicare, which for most people is when they turn 65. You may sign up for Medicare Parts A and B as well as a Medicare health plan:
If you are eligible before age 65 based on disability or other criteria, you also have a 7-month Initial Enrollment Period.
2. Annual Election Period
This is a short window of time each fall when all Medicare beneficiaries are allowed to change or drop a Medicare Advantage plan or Part D prescription drug plan. For 2017 it's Oct. 15 through Dec. 7. Coverage changes are effective Jan. 1.
3. Medicare Advantage Disenrollment Period
You can disenroll from your Medicare Advantage plan and return to Original Medicare between Jan. 1 and Feb. 14. You cannot switch from one Medicare Advantage plan to another or enroll in a Medicare Advantage plan during this period. If you move from a Medicare Advantage plan back to Original Medicare, you may enroll in a stand-alone Part D prescription drug plan during this time.
4. Special Enrollment Periods
Special Enrollment Periods exist for beneficiaries who lose coverage because of certain qualifying events. For example, you can enroll outside of the standard enrollment periods if you:
5. 5-Star Special Enrollment Period
CMS measures health plan quality on a scale of 1 to 5 stars (a 5-Star rating is the highest) to help you make an informed decision about your coverage. You can switch to a 5-Star plan any time during the year under these guidelines:
There are specific times when you can join, change, or drop a Medicare plan. In other words, you are not allowed to enroll or disenroll whenever you want. Here are the five Medicare enrollment periods:
1. Initial Enrollment Period
This is when you first become eligible for Medicare, which for most people is when they turn 65. You may sign up for Medicare Parts A and B as well as a Medicare health plan:
- 3 months before your birthday month
- Your birthday month
- 3 months after your birthday month
If you are eligible before age 65 based on disability or other criteria, you also have a 7-month Initial Enrollment Period.
2. Annual Election Period
This is a short window of time each fall when all Medicare beneficiaries are allowed to change or drop a Medicare Advantage plan or Part D prescription drug plan. For 2017 it's Oct. 15 through Dec. 7. Coverage changes are effective Jan. 1.
3. Medicare Advantage Disenrollment Period
You can disenroll from your Medicare Advantage plan and return to Original Medicare between Jan. 1 and Feb. 14. You cannot switch from one Medicare Advantage plan to another or enroll in a Medicare Advantage plan during this period. If you move from a Medicare Advantage plan back to Original Medicare, you may enroll in a stand-alone Part D prescription drug plan during this time.
4. Special Enrollment Periods
Special Enrollment Periods exist for beneficiaries who lose coverage because of certain qualifying events. For example, you can enroll outside of the standard enrollment periods if you:
- Lose employer-sponsored or group coverage
- Move out of your plan's service area
- Are also eligible for Medicaid
- Live in a nursing home
5. 5-Star Special Enrollment Period
CMS measures health plan quality on a scale of 1 to 5 stars (a 5-Star rating is the highest) to help you make an informed decision about your coverage. You can switch to a 5-Star plan any time during the year under these guidelines:
- You may switch one time. (After you switch, your next opportunity to make a change is during the Medicare Annual Election Period.)
- Your current plan must be either Original Medicare (with or without a Medigap plan) or a Medicare Advantage plan.
